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Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Thursday, 18 December 2014

Ohaegbulam recommends compulsory health insurance for Nigerians

RENOWNED neurosurgeon and former deputy vice chancellor of the University of Nigeria Enugu – Campus, UNEC, Prof. Sam Ohaegbulam, has said that the introduction of compulsory Health Insurance for all Nigerians would guarantee every Nigerian free access to medicare anywhere in the country.

While stressing that this initiative would give a big boost to the nation’s healthcare delivery, Prof. Ohaegbulam, who is the Chairman of Memfys International Hospital for Neurosurgery in Enugu State, suggested that Nigerians should be made to pay graded levy for the National Health Insurance Scheme (NHIS), to which employers of labour and the government could supplement.

Presenting the 2014 Award Winners’ Lecture of the Nigerian National Merit Award at the 7th Annual Forum of the Laureates of the Nigerian National Order of Merit (NNOM), at Merit House, Maitama, Abuja recently, the lecturer explained that for low-income earners, the premium should be capped at affordable pre-determined amount, while high-income earners should pay premium based on percentage of salary.

In the lecture, which topic was “Free Healthcare in Nigeria, a Vision or Delusion,” the erudite scholar, however, noted that the Federal Government should pay a predetermined cash to supplementthe income from premium paid by enrollees.

The neurosurgeon observed that if it was true that Nigerians spend over N450b monthly on recharge cards plus other periodic contributions in communities and churches, then it was possible to mobilise Nigerians to pay for their health insurance without coercion, pointing out that the benefits of a comprehensive health insurance scheme were enormous.

He noted that the NHIS would transform our hospitals as more revenue would become available to purchase and maintain equipment,train and hire top level workforce, promote and fund research, stimulate rapid expansion of health facilities, provide employment and discourage the rush for overseas medical treatment.

According to him “If health insurance is made compulsory, the volume of patient will dramatically increase. Let us consider a health insurance plan of just N6, 000 per person per year (N500 monthly) and if they succeed in enrolling 150million citizens, this will yield N900 billion, and by making the subscription a percentage of income, the funds that would accrue to NHIS would be huge.”

Prof. Ohaegbulam, 2010 winner of Africa’s Distinguished Neurosurgeon Award, stated that hospitals and medical practitioners were unhappy with the current fees prescribed for services by NHIS, even as they argued that the fees were too low to cover the cost of treatment, against the backdrop of inflation in the country.

He continued: “Presumably, the fees must have been based on high turnover, which has not been achieved, it is only when the health insurance is made compulsory that high volumes can be generated, thereby making it possible to achieve a fair financial return for those providing the services.

“After 42 years of planning, and 10 years of practice of NHIS, we have only been able to achieve 4 per cent penetration. This calls for soul searching,” he noted.

While calling for the privatisation of the health sector to improve efficiency as is the case with the railways, and the power sector, Ajaokuta Steel Project, the former deputy vice chancellor of University of Nigeria observed that in Nigeria, the private sector has been more efficient, as an unbiased appraisal of the government owned health facilities, educational institutions and industrial outfits confirm this.

He said for privately-owned health institutions to continue complementing government’s effort in healthcare delivery in the country, federal and state governments must provide a conducive industrial climate for them to thrive, just as he expressed shock that private hospitals were made to pay custom duty on imported medical equipment and consumables, while public hospitals were exempted from such payments.

The neurosurgeon added that the Association of General Medical Practitioners, the Guild of Medical Directors and even the Nigerian Medical Association (NMA), had expressed concern over the unhealthy developments.

“My experience at Memfys Hospital for Neurosurgery, Enugu, illustrates the above complaints vividly. Here is a hospital that came on board in 2002 to provide neurosurgical, CT scan, MRI and EEG services in a region where none existed and has discharged these services at the highest level without interruptions for many years despite several challenges arising from multiple taxation from different government bodies, poor electricity and inadequate infrastructure.

Furthermore, the neurosurgeon said that the same hospital had undertaken postgraduate education for neurosurgeons and other health personnel, thereby assisting the government to improve on the shameful statistics in the sector, even as some federal university and teaching hospitals send their students and trainees to the institutions for training, since the goals of Memfys Hospital were high quality patient care, education/training and research.

With more than 100 Nigerian and expatriate staff and modern library with internet access to other on-line resources, the 14-bed hospital and three-bed modern ICU, with the full compliment of operational facilities, the radiology unit is the pride of the hospital.

A single slice CT scanner, and installed a second digital CT in 2005, to become the first hospital to have two functional CTs, while a mobile Cere Tom 8-slice CT was brought in 2009, and in 2014, a 64-slice CT scanner and MRI services were added as the first in the Eastern part of Nigeria to upgrade the neuroradiology services to a higher level, was moving from strength to strength.

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Wednesday, 30 April 2014

Nigeria: 90 Percent of Workers Lack Workplace Health Service

At least nine out of every 10 worker in Nigeria does not have any access at all to health service at their place of work, including those working in hospitals, the health ministry has admitted.

The revelation came as Nigeria marked work safety and health day by focusing on safe use of chemicals in everyday life.


Health minister Onyebuchi Chukwu said occupational health service was not available in "most companies, clinics, retainer hospitals and health facilities.



""Workers in Nigeria form above 49% of the total population and only 5 to 10% of these workers, who are the greatest assets of the nation, have access to occupational health service in spite of evident need at all workplaces," he said in comments delivered by health permanent secretary Linus Awute.



He said the country needed appropriate policies, guidelines, research and ideas to help "bring down tremendously" illnesses or health and medical challenges related to occupational health.


Nationwide, only six states so far have occupational health centres, according to Dr Bridget Okoegulae, director for public health at the federal health ministry.

The trio ministries of health, labour and environment are expected to work closer to raise awareness about occupation-related health and likely workplace dangers, especially involving use of chemicals, said Okoeguale.

More traction on policies regarding occupation health safety are expected from the next National Council on Health, the country's highest policy-making body for health.

Source: Allafrica.

Ogun launches community health insurance scheme

Governor Ibikunle Amosun of Ogun State today launched the pilot phase of the States Community Based Health Insurance Scheme (CBHIS) tagged ‘ARAYA’.The governor also launched the second phase of the Conditional Cash Transfer ‘GBOMORO, expressing the belief that his government’s affordable and sustainable health care delivery system will serve as a reference point for others across the country.

The governor also launched the second phase of the Conditional Cash Transfer ‘GBOMORO, expressing the belief that his government’s affordable and sustainable health care delivery system will serve as a reference point for others across the country.

The programme will be rolled out in Ijebu Ode, Abeokuta North, Abeokuta South, Sagamu, Ado-Odo/Ota and Yewa South Local Government Areas before being extended to other parts of the State.According to the governor, “The Community Based Health Insurance Scheme is designed to provide financial protection against all causes of illness and improving access to quality health services for those who are excluded from the formal insurance.

“The wide spread participation in CBHIS across Ogun State will provide free-healthcare for the vulnerable group- pregnant mothers, children under five years and the aged (70 years and above) while the cost of health care for the general populace will also be subsidised bygovernment”, Amosun said.

The governor further explained that the main objective of GBOMORO is to increasethe access of low income pregnant women to basic health care, adding that, “under this GBOMORO Project, cash will be given to the vulnerable pregnant women to increase their access to maternal health services at selected health care centres”, he explained.

Benefit derivable from the CBHIS, according to the governor, include improved access to healthcare delivery by setting high standard; reduction of poverty in the state by reducing out of pocket expenses for health care delivery; augmentation of government expenditure on health, which is quite low in Nigeria; increased efficiency in thehealthcare delivery system and provision of free health care for pregnant women and children under five years through Conditional Cash Transfer Scheme GBOMORO.

In his presentation, Commissioner for Health, Dr. Olaokun Soyinka said beneficiaries of the scheme are expected to pay N7000 as premium per year which will be subsidised by the State government in collaboration with the beneficial Local Government Councils with N3000, thereby enabling the enrollees to pay N4000 per annum while vulnerable group,who are the pregnant women, under fives and over 70, would access it for free.

In his welcome address, the Special Adviser to the Governor on Health, Dr. Rotimi Ogungbe said that the implementation of the scheme will addresspoor utilisation of health system which might have been caused as a result of poorhealth outcome to achieve universal healthinsurance coverage for the residents of Ogun State by 2015.

Special Adviser to the Governor on Millennium Development Goals (MDG), Mrs Hafsat Abiola-Costello said though support from the MDG will end by 2015, the scheme would guarantee continuation of the support for qualitative healthcare.